4th Growth and Resilience Dialogue with Social Partners Presentation

CASE STUDY – GHANA

D i g i t a l C u r r e n c y

DXCD digital currency will spur on the use of digital wallets as previously underserved communities gain access. Increase in Digital Wallets

130% mobile penetration (2016)

Transaction Modes Served – B2B – B2C Possible Future Transaction Modes – B2G – C2B – C2C – C2G

44% of population has active digital wallet accounts (2018)

Significant fraction of digital wallet holders do not have traditional bank accounts High volume of urban-to-rural intra-country transactions Total value of mobile money transactions (2018): US$45.6b GDP (2018): US$65.5b

Sources: Ghana NCA, Bank of Ghana, Worldbank, Zenith Bank Ghana