4th Growth and Resilience Dialogue with Social Partners Presentation

• Costs of adoption – Defensive pricing by the infrastructure can prohibit interoperability; drive up the cost of the product such that only in compelling savings/efficiency will a migration occur) • Regulation as a facilitator (confidence builder, dialogue, balancing act) or inhibitor (high licensing fees to prevent new entrants and innovation, reduce portability and achievement of scale of economies, poor understanding of technology and knee jerk reaction to perceived risks). • The role of Culture: How do we see money? Privacy issues? Transparency versus the not so nice habits and transactions?

Further Discussion