Microsoft Word - ECCU Creative Youth Competition Essay KAH

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Lepecq, Guillaume. “Cash is Critical” https://www.usnews.com/opinion/economic-

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and-national-security US News, April 7, 2016. Accessed January 20, 2019.

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https://www.thebalance.com/pros-and-cons-of-moving-to-a-cashless-society-4160702

The Balance, March 26, 2018. Accessed January 20, 2019.

Sirago Ladan, Muktar Haruna & Lawan Garba, “Prospects and Challenges of

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