FIM 2017 Retirement Symposium

Importance of investment

 The Principal $$$ is working

Due to inflation,

Producing income



$1.00 today

 Interest ; dividend; capital gains

Can buy less things in the future,

 The rate of return can be positive

It is worth less.

 Preserves the value of the principal over time

Investment returns = maintaining

 Exceeds inflation > increased value

value or growing wealth

 Be mindful of the risk --

 seek professional advice