ECCB 2025-2026 Annual Report

Eastern Caribbean Central Bank Notes to the Financial Statements For the year ended 31 March 2026 (Expressed in Eastern Caribbean dollars)

24. Commitments and contingencies (continued) Commitments (continued) Credit limits to participating governments (continued) The Board has approved a total credit limit to participating governments for the 2026-2027 financial year in the amount of $840,000,000.

Contingencies Pending litigations

The Bank is subject to various claims, disputes and legal proceedings, in the normal course of business. There are several legal claims, which have been brought against the Bank. Provision is made for such matters when, in the opinion of management as advised by the Bank’s Legal Counsel, it is probable that a payment will be made by the Bank, and the amount can be reasonably estimated. In respect of claims asserted against the Bank for which, according to the principles outlined above, no provision has been made, management is of the opinion that such claims are without merit and can be successfully defended.

25. Cash and cash equivalents

2026 $

2025 $

881,824,649 98,930,412 16,066,360 6,594,027

587,988,600 69,274,294 13,389,423 4,615,179 100,602

Money market instruments and money at call (note 6) Regional and foreign currencies Balances with other central banks (note 5)

Balances with local banks Balances with foreign banks (note 5)

78,314

1,003,493,762

Total cash and cash equivalents

675,368,098

26. Net interest income

2026 $

2025 $

Interest income (calculated using the effective interest method) Foreign investment securities (net of amortisation) Money market instruments and money at call Participating governments’ securities and advances

185,717,755 30,762,150 12,008,580

166,888,860 34,038,073 10,389,352

23,474

35,740

Other interest income

228,511,959

211,352,025

115