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(h)

any other matter which the Central Bank may determine.

Determining whether business carried out in prudent manner 99. In determining whether a company has carried on its business in a prudent manner under paragraph (d) of section 98 the Central Bank shall take into consideration: (a) the capital of the company in relation to the size and nature of the business or proposed business of the licensed financial institution; (b) loan concentration or proposed loan concentration and risk exposures or proposed risk exposures in the company and the licensed financial institution; (c) separation of the business or proposed business of the company and the licensed financial institution or licensed financial holding company from other business and from other interests of any significant shareholder of the company; (d) internal controls and accounting systems or proposed internal controls and accounting systems of the company; (e) risk management systems and policies or proposed risk management systems and policies of the company and the licensed financial institution or licensed financial holding company; (f) arrangements for any business, or functions relating to any business of the company or the licensed financial institution or licensed financial holding company to be carried on by any person other than the company, the licensed financial institution or licensed financial holding company; and (g) such other matters as the Central Bank may determine. Requirement for fit and proper policy 100. All licensed financial institutions shall have a fit and proper policy in accordance with this Act, or prudential standards issued by the Central Bank and shall apply such fit and

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